Terms & Conditions

1. Acceptance

By accessing or using DhanBoost, you agree to these Terms. If you do not agree, please do not use the platform.

2. The platform's role

DhanBoost operates a digital lending platform. The loan agreement and the Key Fact Statement issued to you set out the lender of record, the applicable interest and charges, and your repayment obligation.

3. Eligibility

• You must be an Indian citizen aged 21–58.
• You must meet the applicable credit and income criteria (including net monthly salary ≥ ₹40,000).
• You must provide accurate, complete information.

4. Fees & charges

DhanBoost does not charge any advance fee. All interest and charges are disclosed in the Key Fact Statement before you accept an offer.

5. Repayment

You agree to repay as per your loan agreement. There are no pre-closure or prepayment charges. Late payments attract a late-payment fee of 2% per day on the overdue principal (capped at 30 days), as set out in your Key Fact Statement, and may affect your credit score.

6. Acceptable use

You agree not to misuse the platform, provide false information, or use it for unlawful purposes.

7. Limitation of liability

To the extent permitted by law, DhanBoost is not liable for lending decisions or for indirect or consequential losses.

8. Governing law

These Terms are governed by the laws of India, with jurisdiction in Gurugram, Haryana.