Frequently asked questions
Everything about applying, rates, repayment and security — answered plainly.
No. DhanBoost is a digital lending platform. All loans are sanctioned and disbursed by our RBI-registered NBFC partners, who are the lender of record and remain regulated by the RBI.
Eligibility decisions are often instant. Once your KYC is complete and you e-sign the agreement, funds are typically disbursed by the partner NBFC within 24–48 hours.
Checking eligibility on DhanBoost does not impact your credit score. A formal credit enquiry only happens if you proceed and accept a loan offer from the partner NBFC.
Typically your PAN, Aadhaar (for e-KYC) and bank account details. Everything is verified digitally — no physical paperwork or branch visits.
Indian citizens aged 21–58, salaried with a net monthly income of at least ₹40,000, with valid PAN & Aadhaar and an active bank account. Final eligibility is set by the partner NBFC.
Between ₹5,000 and ₹10,00,000, for a tenure of 7 to 40 days. Your approved limit depends on the NBFC's assessment of your profile.
Never. DhanBoost does not charge any advance or upfront fee. All applicable interest and charges are disclosed in the Key Fact Statement before you accept the offer.
Yes — and there are no pre-closure or prepayment charges. Repaying early reduces the total interest you pay.
Late payments attract a late-payment fee of 2% per day on the overdue principal (capped at 30 days), as set out in your Key Fact Statement, and can affect your credit score. If you're struggling, contact us early — we'll help you find a way forward respectfully.
Yes. We use 256-bit encryption and follow ISO-27001-aligned controls. We never sell your data and only share what's necessary with the partner NBFC to process your loan.
DhanBoost never asks for advance fees or upfront payments. We only use official channels (dhanboost.com and info@dhanboost.com). Report anything suspicious to info@dhanboost.com.